Motorcycle Insurance in Marrero, LA

Motorcyclists, like car drivers, need insurance. Accidents can lead to costly expenses, so securing financial protection is crucial. A motorcycle insurance policy may provide vital financial support in case of an accident, damage or other mishaps.

Why Do I Need Motorcycle Insurance?

Louisiana motorcyclists are legally mandated to purchase liability insurance that meets the state’s minimum requirements. You must carry this proof of insurance at all times. Otherwise, you may face fines, vehicle impoundment or license suspension.

State laws mandate minimum amounts for bodily injury liability and property damage liability in a motorcycle insurance policy.

• Bodily injury liability may cover medical bills and lost wages from third-party injuries caused while riding.

• Property damage liability may compensate for third-party property damage caused while riding.

What Does Motorcycle Insurance Cover?

Beyond liability coverage, standard policies often include the following essential protections:

• Collision coverage may reimburse your bike’s repair or replacement costs after an accident.

• Comprehensive coverage may provide financial aid after noncollision events like fire or theft.

• Medical payments coverage may pay for ambulance rides and other medical expenses for you and your passengers after an accident.

• Uninsured/underinsured motorist coverage may pay for medical care for you and your passengers if you’re in a hit-and-run, or after an accident with an uninsured or underinsured driver.

You can enhance your motorcycle insurance policy by adding optional coverage like the following:

• Roadside assistance coverage may help with towing, fuel delivery, flat tire assistance and other services.

• Accessories coverage may pay for the repair or replacement costs of your bike’s aftermarket parts and accessories if they are stolen or damaged due to a covered event.

Consult an insurance agent to help assess your coverage needs and find policies that offer the best combination of coverage and price.

Where Can I Buy Motorcycle Insurance Near Me?

Boudreaux & Associates Insurance Agency, Inc. helps clients in Marrero, Louisiana, and nearby communities find their ideal policies. Contact us today for a customized motorcycle insurance quote and to speak with an insurance agent.